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Bank to IFSC Code


Bank Details
IFSC Code
Bank Address

About Bank to IFSC Code

Bank to IFSC code conversion refers to the process of determining the Indian Financial System Code (IFSC) associated with a particular bank branch. The IFSC code is a unique alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used to identify specific bank branches during electronic funds transfer transactions such as NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

To convert a bank name to its corresponding IFSC code, one typically needs to access a database or directory containing the IFSC codes of various banks and branches. These databases are maintained by the RBI, as well as various financial institutions and third-party providers. Users can search for the IFSC code of a specific bank branch by entering the bank name, branch name, city, or other relevant details into the search interface provided by the database or directory.

Once the relevant bank branch is identified, its IFSC code can be obtained along with other details such as branch address, contact information, and MICR (Magnetic Ink Character Recognition) code. The IFSC code is typically 11 characters long and consists of a combination of letters and numbers. The first four characters represent the bank code, followed by a 0 (zero) for future use, and the last six characters represent the specific branch code.

Using the IFSC code, individuals and businesses can initiate electronic funds transfer transactions securely and efficiently. For example, if a person wants to transfer funds to a specific bank account held at a particular branch, they would need to provide the recipient's account number and the IFSC code of the recipient's bank branch. The IFSC code ensures that the funds are routed to the correct branch and credited to the intended recipient's account accurately and without delay.

Overall, bank to IFSC code conversion is an essential process for facilitating electronic funds transfer transactions in India. By providing a standardized identification system for bank branches, the IFSC code enables seamless and secure transactions, promotes financial inclusion, and contributes to the efficiency of India's banking system.